Kavro: Expense & Budget

Kavro is a private, offline-first expense tracker, budget planner, and
money manager that puts you in full control of your finances — no
mandatory account, no cloud, no ads, no tracking.

Your financial data stays on your device, encrypted and under your
control, always.

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WHY KAVRO?
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✔ 100% Offline — works without internet, no cloud dependency
✔ No mandatory sign-up — start tracking in seconds
✔ No ads, no analytics, no tracking SDKs
✔ No bank linking required — your data never leaves your device
✔ Local SQLite storage with optional encrypted backups
✔ Biometric app lock for extra privacy

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EXPENSE & INCOME TRACKING
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- Record daily expenses and income in seconds
- Categorize every transaction for clear spending insights
- Track transfers between wallets and accounts
- Full, searchable transaction history

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BUDGET PLANNER
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- Create monthly budgets by category
- Real-time spending monitoring
- Visual budget progress tracking so you never overspend

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WALLET MANAGEMENT
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- Manage multiple wallets (cash, bank, cards, digital)
- Multi-currency support for travel and international use
- Real-time balance tracking across all wallets

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SAVINGS GOALS
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- Set savings goals for emergencies, travel, or big purchases
- Track goal progress visually
- Stay motivated with clear milestones

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DEBT & LOAN TRACKER
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- Track money borrowed and lent
- Manage repayment schedules
- Get due date reminders so nothing slips through

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ASSET MANAGEMENT
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- Track property, vehicles, electronics, gold, and investments
- Monitor your complete net worth in one place

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FINANCIAL ANALYTICS
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- Deep spending analysis and category breakdowns
- Income trend reports
- Cash flow reports to understand where your money goes

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RECURRING TRANSACTIONS
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- Automate daily, weekly, and monthly transactions
- Never manually re-enter rent, subscriptions, or salary again

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RECEIPT SCANNER
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- On-device OCR — no cloud processing
- Scan receipts via camera or import from gallery
- 100% local, private receipt data extraction

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BACKUP & RESTORE
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- Local, encrypted backups
- Automated backup scheduling
- Restore anytime, on any device — your data, your rules

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EXPORT REPORTS
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- Export to CSV for spreadsheets or accountants
- Generate monthly and custom-range reports

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PRIVACY BY DESIGN
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Most finance apps sell your spending data or require you to link your
bank account. Kavro doesn't.

- No mandatory accounts
- No cloud dependency
- No ads
- No analytics or tracking SDKs
- No bank integrations
- Offline-first architecture
- Local SQLite storage
- Optional biometric lock

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PREMIUM FEATURES
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- Unlimited wallets
- Advanced analytics
- Premium themes
- Home screen widgets
- Encrypted backups
- Receipt scanning
- Unlimited debts and loans
- Full asset management

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Whether you're building a monthly budget, saving for a goal, tracking
debts, or just trying to understand where your money goes — Kavro gives
you a fast, private, offline expense tracker and money manager built
for people who want control, not surveillance.

Download Kavro today and take back control of your finances.